Independent Advice. Faster Turnarounds. Protection Built Around You.

Serving Texas, Georgia & Florida

Effective Date: October 17, 2026

Terms & Conditions

Welcome to www.metsudainsurance.com (the “Site”), operated by Metsuda Insurance Agency LLC (“Metsuda Insurance,” “we,” “us,” or “our”). By accessing or using this Site, submitting a quote request, or communicating with us, you agree to comply with and be bound by the following Terms & Conditions.

1. Independent Agency Services & Market Partnerships

Metsuda Insurance Agency LLC is an independent property and casualty insurance agency. The agency maintains state agency licensing in Texas and Georgia, and facilitates coverage in Florida through licensed individual producer representation and partner agency networks.

We assist consumers and commercial clients by gathering underwriting information and accessing insurance markets through direct carrier appointments, agency aggregators, market access networks, and wholesale brokers.

  • Quotes Are Not Binding: Insurance quotes provided on or through this Site or by our representatives are estimates based on information provided by you and are subject to verification and final underwriting approval by the issuing insurance carrier. Submitting a request or receiving a quote does not constitute a bound policy or immediate coverage.
  • Coverage Binding: Coverage is bound only when explicitly confirmed in writing by an authorized representative of Metsuda Insurance or upon issuance of an official policy declaration by the underwriting carrier.

2. Accuracy of Information

You agree that all information provided to Metsuda Insurance—including driver details, property conditions, loss history, and vehicle usage—is accurate, complete, and truthful to the best of your knowledge. Providing inaccurate or fraudulent information may result in denied coverage, voided policies, or carrier cancellation.

3. Text Messaging (SMS) Terms & Conditions

By providing your phone number and opting in through our website forms, you consent to receive text messages from Metsuda Insurance regarding your quote requests, policy administration, and customer service inquiries.

  • Program Description: SMS messages are used for two-way customer care, quote delivery, document requests, and policy servicing notifications.
  • Cost: Message and data rates may apply depending on your mobile carrier plan.
  • Frequency: Message frequency varies based on your active quote requests or policy interaction.
  • Opt-Out (STOP): You may cancel the SMS service at any time by texting “STOP” to 1-844-638-7832. After sending “STOP”, you will receive a single confirmation message verifying your unsubscription.
  • Support (HELP): For help, reply “HELP” to 1-844-638-7832 or contact us at agency@metsudainsurance.com.

4. Intellectual Property & Site Use

All content on this Site—including logos, trademarks, text, graphics, and design—is the property of Metsuda Insurance Agency LLC or its licensors and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or modify any content from this Site without our prior written consent.

5. Disclaimer of Warranties & Limitation of Liability

  • Website Availability: This Site and its contents are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
  • Third-Party Links & Carriers: Metsuda Insurance is not liable for errors, omissions, delays, or coverage decisions made by third-party insurance carriers or external website links.

6. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

7. Contact Information

For questions regarding these Terms & Conditions, please reach out to:

Metsuda Insurance Agency LLC
Toll-Free: 1-844-METSUDA (1-844-638-7832)
Email: agency@metsudainsurance.com
Website: www.metsudainsurance.com

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By submitting your information, you authorize Metsuda Insurance to contact you regarding your insurance quote or inquiry via phone, email, or text message at the number provided above. Message and data rates may apply. Consent is not required as a condition of purchasing insurance. Message frequency varies. You may reply STOP to unsubscribe from SMS messages at any time or HELP for assistance. Your personal information will be kept confidential and will not be shared or sold to third parties for marketing purposes. View our Privacy Policy and Terms & Conditions.

Metsuda Insurance does not provide emergency services. If you or someone else is in immediate danger, experiencing a medical emergency, fire, or motor vehicle accident, please dial 911 or contact local emergency authorities immediately.